How a Certified Financial Planner Personally Invests, 5 Questions to Ask a Financial Planner w Kathleen Van Den Berg

Welcome to the #1 Real Estate Podcast You Must Follow in 2021!

This is the Truth About Real Estate Investing Show, and please don’t take my word for it; feedspot.com listed us on the top of their list of top 40 Canadian real estate podcasts.

I have been podcasting since March 2016, and before that was the Mr. Hamilton Blog for several years. 

No different than investing and the journey to financial freedom; it’s a long game! No overnight success, no get-rich schemes, and it takes a while to build the right mindset.

For me, I like to attack my challenges…

When I became a Realtor, I went all-in on sales and negotiation training. Then, as a real estate investor, I joined the top real estate network and missed three meetings in ten years.

I also faced my fear of heights head-on. My legs used to turn into limp noodles when standing on a 10th floor balcony of my aunt’s condo. Then, looking over the edge was an ever greater challenge.

Fast forward to today, I’ve complete the CN Tower Edge Walk four times; bungee jumped the tallest bungee from a building in the world, gone skydiving, and a couple of treetop treks.

Treetop trekking is an elevated obstacle course in the trees suspended around 30 feet in the air, and often there are zip lines.

Cherry and I took the Stock Hacker Academy team Treetop Trekking in Hamilton for a team-building event.  

There are five levels or obstacle courses, each progressively harder; you must be 5 feet tall to participate. 

Half the team completed the first three courses, Cherry, myself, Joel and Meaghan completed all five, and it was pretty hard.

We had some team members step out of their comfort zones to be up in the trees with us. 

Thanks to all the practice I’ve had, I was very comfortable and forgot about my fear of heights.

I am wearing a safety harness, so I’m not in any real danger, but the same was true of my aunt’s condo’s 10th floor balcony.

I’m not over my fear; I’ve just exercised my bravery muscle enough that I no longer have a noticeable problem.  

The same is true of real estate investing.

Cherry and I went firm on two duplexes I’m buying off my clients, and the experience has so far been the easiest. 

With practice, a cash-flowing portfolio, systems and the right relationships, it’s never been easier… but those have been famous last words before.  

I’ll have Cherry back on soon to detail how these deals went down and how we financed the investment using our whole life insurance policies.

Don’t know how whole life insurance works? 

Well, that’s just a perfect segway to this week’s guest, my friend Kathleen Van Den Berg, MBA, CLU, CFP.

 

How a Certified Financial Planner Personally Invests, 5 Questions to Ask a Financial Planner w Kathleen Van Den Berg

Kathleen shares a lot of things in common with you and me. 

For example, she doesn’t do mutual funds even though she would get paid to.

She’s not a fan of RRSPs and prefers cash-flowing real estate, Stock Hacking, her small business as a Financial Planner, and whole life insurance.

More importantly, she borrows from her life insurance for the capital to invest in three properties plus bankroll her stock hacking account.

FYI the brilliant financial planners charge a lot of money for their time, so we’re in for a special treat to have Kathleen share how she advises clients to invest… which is also how she invests her money.

Please enjoy the show.

 

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

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To follow Kathleen:

Website: https://wealthplancoach.ca/  (you can sign up for her newsletter there)

 

 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

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