How Cousin “Chubby” Made $57,000 in 18 Months w/ Wilfrid Lee

Greetings, my fellow Wealth Hackers!

For those who don’t know me, I’m husband and father to two young crazy kids. My wife is Cherry Chan, CPA. CA., and she owns her own Accounting practice called Real Estate Tax Tips.

Cherry’s birthday is coming up, so if you see her, please wish her a happy birthday! 

With restrictions ending thanks to the vaccine working, Cherry will be able to enjoy her birthday pre-pandemic style, but I can’t share details because it’s a surprise 🙂

Here’s a philosophical question… How do you define success? 

Brendon Burchard, a world-class coach, shared one of his definitions with me: when one can return the favour to those who helped them along the way.

One person who has meant a lot in my journey is my mom.

My mom lost her mom when she was barely a teenager and had to grow up fast and become the woman of the family to her father and three brothers.

Mom moved to Canada as a teenager, leaving the comforts of home in a tropical climate to a foreign country that speaks a different language for better opportunities. 

Mom operated an Airbnb out of her own home before there was Airbnb, cooking up breakfasts for guests and keeping the house.  She also worked in the kitchen of a local hotel.

Our first home was financed with not one, not two, but THREE mortgages in a not-so-great neighbourhood of Scarborough, ON.

Needless to say, my mom stepped out of her comfort zone for a better future for my brother and me, and it’s payback time! 

Mom’s condo needs renovating, a cosmetic one, but she’s repainting, replacing interior and front doors, windows, an air conditioner, etc.… 

Cherry and I have the funds in the bank, and Cherry wired mom the funds on Monday.

I’m not here to brag here as I have no interest in impressing anyone.

I’m actually a private person, but more important than my want for privacy is to share my experiences and impress upon our listeners, our community what’s possible when one delays gratification, invests in oneself, real estate, stock hacking, and whole life insurance what is possible.

Without people sharing what is possible and actually works, how would any of us ever get started?

One truth about real estate?

Second generation investors and entrepreneurs have a high success rate. I see it all the time among our clients and guests to this show. 

How about future generations? They definitely have more opportunities than the everyday Canadian.

One just has to make the choice to get started or not.

That brings us to my cousin Wilfrid “Chubby” Lee, our guest on the show today.

Over Thanksgiving dinner in 2019, I went on a red wine induced rant that cousin Chubby was leaving hundreds of dollars on the table and as cheap people, leaving money on the table is just as bad as losing money. 

How Cousin “Chubby” Made $57,000 in 18 Months w/ Wilfrid Lee

Here is my cousin’s story…

Chubby is a professional musician, and like many, he doesn’t make a ton of money. 

He’s got no pension, but he has supportive parents, invested in real estate, and knows how to research and grind.

His story is no different than many millennials…

He doesn’t have huge savings for down payments for real estate, but he’s managed to cash flow $57,000 in 18 months with a less than six-figure investment.  How many investors can say that?  Past, of course, does not predict the future.

So, if you or someone you care about is interested in an extended version of the demonstration I gave my cousin Chubby sans red wine induced rant, then head over to https://www.stockhackeracademy.ca/freedemo-w to register for our next demonstration. 

Cherry is actually delivering the next demo, but I’ll be there to support plus, we will have some seats available in the office if you’re cool 😉

Please enjoy the show!

We’re hiring!

Just a friendly reminder that we are hiring more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How A Former Barista Found a Passive 30% Cash Return With Just $10,000 With Joel Arndt

How are you? I hope all is well!

With the hospitalization numbers coming down, the outlook is good that life will continue towards normalcy and I hope you’re evaluating your own comfort levels and taking advantage of the loosening restrictions.

Personally, I’ve had my real estate coaches over to my home for a team meeting and BBQ lunch on the back deck of my house. 

We are hard workers and we’re also a family, a very silly family of hyper-competitive, A types that like to joke around and have a good time. 

This was a first for all of them to see my new house and I got to show off my BBQ skills which included a huge grease fire to keep things interesting.

I’ve also taken advantage of many patios and even indoor dining to reconnect with some old friends from the real estate world including Joe Coria, a manager at Keyspire; Jamie Collard who’s buying every multi-family property in sight, Charles Wah who’s developing every piece of land in sight. 

Former Airbnb executive Daniel Dubois a past guest on this show, we took in a private golf lesson and hit the patio afterwards. It’s pretty cool to hear his opinion on Airbnb and also what he’s up to at Life and Key.

I love networking and catching up with all these dynamos that are leaving me inspired and generating ideas. 

If you too miss live meetups, we plan to host live events starting this September and if you’re on my email list, you’ll receive the invites to register.

If you are not, go to 👉www.truthaboutrealestateinvesting.ca, type in your name and email on the right and you’re good to go like the other couple thousand investors in Canada.

In case you missed it, I am delivering free demonstrations again for the Stock Hacker Academy and we will have a limited number of seats available in our offices in Oakville. 

I’m excited to be speaking to people live and in-person on side hustles that actually work, and those on our email newsletters will be notified of the next dates and how to register.

These demonstrations are free. I hope to see you there!

On to this week’s show!

How A Former Barista Found a Passive 30% Cash Return With Just $10,000 With Joel Arndt

One of my favourite things to do in the world is to make a difference in people’s lives but not just anyone, those who put in the effort to get ahead in life.

That brings us to Joel Arndt, who reached out to me over direct message on Facebook a while ago, followed by an ‘Ask me anything’ episode on my podcast. 

Six months ago, Joel was on to share his investing successes.

Now six months later, I wanted an update. So, Joel, our millennial, former barista, is back to share about his investment journey, talk about real estate, stock hacking, and even cryptocurrency.

If you, too, are just starting on your journey or know someone just starting, you may want to share this episode with them. 

All you veteran investors out there know, it’s harder than ever to cash flow, but young Joel is here today to share how he managed a 30% cash on cash return as a beginner stock hacker in his first 12 months.

Don’t forget, though, that Joel has invested heavily in his education, and past results do not predict the future. 

I hope you enjoy the show! 😉

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

 

To Follow Joel:

Instagram https://www.instagram.com/joelmakesmoney/

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How To Cash Flow $400 Per Month With $10,000 to Invest With Joel Arndt

How are the kids?

Mine keep busy with the usual stuff; kickboxing, swim lessons, summer camp, and Math and English homework.

Is it normal to have homework during the summer?  No idea, but did you know investment in education, specifically during the summer, is one of the secrets of the rich? 

Kids who continue their education through the summer will hit the ground running when school starts in September.

Naturally, if one is good at something they will take further interest in that subject or sport.  

For example, if your kid is the best hockey player and leads the team in scoring, they will likely enjoy the sport. 

No different if your kid tests among the highest in school, there’s a greater chance the child will enjoy education.

None of this is perfect; however, I’m just playing the odds, and if nothing else, my kids know that hard work is expected 7 days of the week. 

So if they want a day off, they can finish their homework early.😃

Funny thing, our kids get up in the morning before we do… After much argument and cajoling, they now do their homework first thing in the morning. 

This is when their energy is highest vs. at the end of the day when they’re exhausted from all the summer fun they’re having.

It wasn’t easy as we’ve had lots of arguments with the kids and supervision on our part, plus marking their homework (I don’t know how teachers do it to mark so much volume).

Hopefully, learning these habits will be worth it. 

Speaking of learning, we are offering lots of opportunities to learn. 

My kid cousin Chubby is coming on the show next week to record a podcast as he’s over the moon, having nearly doubled his investment in 18 months thanks to Stock Hacking. 

He’s a professional musician, by the way, in case there’s a voice in your head saying you can’t do this too.😊

Or if you want to learn you better cash flow than real estate without tenants and toilets, well, I had a client tell me this week they’re retiring their spouse thanks to her stock hacking returns.

Friend of the show, the Fruitful Investor Mat Piche, will soon share how he loves the passive cash flow via Stock Hacking.

Past results, of course, don’t predict the future, BUT…

If you’re at least curious about what you’re missing, tune in to a completely free demonstration by simply going to www.stockhackeracademy.ca

There will also be an option to sign up for a future free demo. If you’re already on my email list, you’ll see the registration link in our list of upcoming events.

With covid restrictions lifting, we will be hosting demonstrations live and in-person in our offices in Oakville, Ontario, following provincial guidelines while live streaming for those of you who live a wee further away.

I’m personally fully vaccinated for a week now, and my 2nd shot was three weeks ago. It will be so good to see and help people in person again.

Speaking of folks whose lives have been changed by Stock Hacking, we have Joel Arndt today. 

This episode is a re-release of last year’s #1 downloaded episode recorded in October 2020.

 

How To Cash Flow $400 Per Month With $10,000 to Invest With Joel Arndt

Joel is a young, single dad from North Bay. 

He’s an Ontario millennial who, like many, wanted to get into real estate, but the capital required to invest in a house can be steep for those without help from parents and other relatives.

But with his newly learnt skill of stock hacking, he’s been able to cash flow 30% over 12 months using strategies learnt from attending Stock Hacker Academy with a $10,000 investment.

For those wondering, Joel’s formal education is in religion as he attended college to become a preacher of Christianity. 

He also has no formal finance education, just a willingness to learn.

Of course, past results do not predict the future, but in my opinion, this is the future of side hustles for cash flow without tenants and toilets and diversification away from real estate.

Enjoy the show 😉

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How a Certified Financial Planner Personally Invests, 5 Questions to Ask a Financial Planner w Kathleen Van Den Berg

Welcome to the #1 Real Estate Podcast You Must Follow in 2021!

This is the Truth About Real Estate Investing Show, and please don’t take my word for it; feedspot.com listed us on the top of their list of top 40 Canadian real estate podcasts.

I have been podcasting since March 2016, and before that was the Mr. Hamilton Blog for several years. 

No different than investing and the journey to financial freedom; it’s a long game! No overnight success, no get-rich schemes, and it takes a while to build the right mindset.

For me, I like to attack my challenges…

When I became a Realtor, I went all-in on sales and negotiation training. Then, as a real estate investor, I joined the top real estate network and missed three meetings in ten years.

I also faced my fear of heights head-on. My legs used to turn into limp noodles when standing on a 10th floor balcony of my aunt’s condo. Then, looking over the edge was an ever greater challenge.

Fast forward to today, I’ve complete the CN Tower Edge Walk four times; bungee jumped the tallest bungee from a building in the world, gone skydiving, and a couple of treetop treks.

Treetop trekking is an elevated obstacle course in the trees suspended around 30 feet in the air, and often there are zip lines.

Cherry and I took the Stock Hacker Academy team Treetop Trekking in Hamilton for a team-building event.  

There are five levels or obstacle courses, each progressively harder; you must be 5 feet tall to participate. 

Half the team completed the first three courses, Cherry, myself, Joel and Meaghan completed all five, and it was pretty hard.

We had some team members step out of their comfort zones to be up in the trees with us. 

Thanks to all the practice I’ve had, I was very comfortable and forgot about my fear of heights.

I am wearing a safety harness, so I’m not in any real danger, but the same was true of my aunt’s condo’s 10th floor balcony.

I’m not over my fear; I’ve just exercised my bravery muscle enough that I no longer have a noticeable problem.  

The same is true of real estate investing.

Cherry and I went firm on two duplexes I’m buying off my clients, and the experience has so far been the easiest. 

With practice, a cash-flowing portfolio, systems and the right relationships, it’s never been easier… but those have been famous last words before.  

I’ll have Cherry back on soon to detail how these deals went down and how we financed the investment using our whole life insurance policies.

Don’t know how whole life insurance works? 

Well, that’s just a perfect segway to this week’s guest, my friend Kathleen Van Den Berg, MBA, CLU, CFP.

 

How a Certified Financial Planner Personally Invests, 5 Questions to Ask a Financial Planner w Kathleen Van Den Berg

Kathleen shares a lot of things in common with you and me. 

For example, she doesn’t do mutual funds even though she would get paid to.

She’s not a fan of RRSPs and prefers cash-flowing real estate, Stock Hacking, her small business as a Financial Planner, and whole life insurance.

More importantly, she borrows from her life insurance for the capital to invest in three properties plus bankroll her stock hacking account.

FYI the brilliant financial planners charge a lot of money for their time, so we’re in for a special treat to have Kathleen share how she advises clients to invest… which is also how she invests her money.

Please enjoy the show.

 

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

 

Subscribe on Android

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!

 

To follow Kathleen:

Website: https://wealthplancoach.ca/  (you can sign up for her newsletter there)

 

 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

The Mothers of Real Estate (M.O.R.E.) With Monika, Gillian and Rachel

Welcome, Wealth Hackers!

Happy Belated Fathers Day to all the great fathers out there and the mothers pulling double duty; I don’t know how you do it.

A quick word on children and making the world a better place, here’s a quote from Saifedeine Ammous’ book, “The Bitcoin Standard”:

“A society in which individuals bequeath their children more than what they received from their parents is a civilized society;

It is a place where life is improving, and people live with a purpose of making the next generation’s lives better” ~ Saifedean Ammous.

That’s pretty cool, eh?

That’s what great about you… You’re here investing in yourself to get educated, get inspired to invest in real estate, stock hacking, whole life insurance, new businesses to get ahead in life and provide better futures for your families.

For many of the rich, the more you make, the more you give. Warren Buffet just announced a $4.1 billion donation of Berkshire Hathaway shares to charity.

Note, he’d rather donate the money than let it go to the government via tax because, in my experience, a well-operated charity with low overhead costs is infinitely more effective than the government.

But first things first, you have to be rich with assets to have the option to choose where your money goes.

Cherry and I plan to leave eight figures to the Hamilton Basket Brigade, the charity we operate with next to no overhead costs as almost everything is donated and no one is on a payroll. 

The eight figures of capital will form a charitable foundation meaning the capital is not spent but rather invested. The proceeds from the investing, specifically stock hacking, will provide the operating budget for the charity.

The Hamilton Basket Brigade will then spend the budget on clothing, shoes, backpacks, food, whatever the children of Hamilton need. That will be our contribution to the next generation and all future generations.

We will also teach our kids to be grateful for all they have and the importance of giving to the less fortunate. Hopefully, they will go on to grow the charity and continue to improve society for future generations. 

That is our mission, and if it’s not them, it will be someone else because it must be done. We can’t rely on the government or even other charities; the WE Charity scandal should be enough to make anyone skeptical.

As the reopening of Canada and Ontario continues, we plan to run events in person again once we are legally able to. 

Cherry and I thankfully have both our covid shots.

Right now, I’m fully vaccinated and grateful. Not gonna lie, I cried a bit, maybe a lot after my 2nd shot. It’s such a relief knowing my personal pandemic is over, and I’m not at risk to our clients, our staff, my family, etc…

I have the same vaccines in me as the Chancellor of Germany Angela Merkel: AstraZeneca and Moderna. If it’s good enough for the leader of the fourth largest economy in the world and largest in the European Union, it’s good enough for me.

I took the first shots available to me at the shortest interval possible of exactly eight weeks. I have no interest in being hospitalized by whatever variants are coming into our country knowing our borders are pretty open.

My friend’s mom was even on a plane from Mexico full of folks connecting from their country of origin which has banned direct flights to Canada because that country is where one of the worst variants was discovered that crushed their medical system.

All the adults in my family have double shots now, and I can’t wait to host my niece for a sleepover party this weekend.

The kids are all beyond excited, and it will be fun to entertain the family at what I call “A cottage experience,” which is our home only 40 mins from the city.  

Life is getting back to normal, and I can’t wait to enjoy a normal summer. I hope the same for all of you out there as well, a safe and enjoyable summer!

The Mothers of Real Estate (M.O.R.E.) With Monika, Gillian and Rachel

On to this week’s show!!

Fresh off the golf course from a golf lesson, we have The Mothers of Real Estate. 

If you are watching on our Truth About Real Estate Investing YouTube channel, please pardon our attires as these moms are busy having ten kids in total between the three of them and running real estate empires.

We came directly from golf to record this episode, so we’re dressed casually, lol.

Gillian Irving shouldn’t need any introduction. She’s returning now for the third time on the show as a successful student rentals investor, cryptocurrency investor, small business owner and mom to four kids.

Monika Jazyk prefers buy and hold and, more recently, passively investing her capital into storage and industrial warehousing to be less hands-on and more time at home to be with her four kids.

Rachel Oliver has also been on the show before, and we mastermind together. She and her husband Neil Oliver own the largest rent to own business in Canada with a 90% successful buyout rate by the tenants for a truly win-win-win business model for her, her investor partners, and the tenant.

We discuss if now is the right time to buy real estate, what their parents taught them about money, if there are barriers to mothers investing and what they are teaching their kids about investing and life.

Please enjoy the show as it was a fun one to record 🙂

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

Subscribe on Android

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!

 

To follow the Mothers of Real Estate (MORE)

Web: https://mothersofrealestate.com/

50% Discount Code for their course: IWIN

 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Lessons From 200 Episodes With The iWIN Real Estate Team

Welcome to the 200th episode of the Truth About Real Estate Show for Canadians! 🎉

It’s been an amazing run!

What started as a six-episode experiment back in early 2016, we managed to do something right, and here we are at 200 episodes!

I’ll start by explaining a lie I tell on the show: we have a few more than 17 listeners. 😃

Based on some of the stats I’ve looked up over the years, this podcast ranked 88th in the Business category in all of iTunes, this is a top 1% podcast in the world of podcasts, and we’ve ranked within the top three Canadian podcasts a couple of times.

I’ve even had a big-time podcast producer that works with publicly traded companies audit our show, and he was beyond impressed with our stats, sharing with me that our listening time was 2-3 times greater than that of his clients.

I tell this lie because the truth about real estate investing is that not all real estate investors want the attention and/or fear public speaking. So, if no one’s listening, there’s nothing to fear, right?

But some of you are listening, and I want to thank you for being our listener or watcher on YouTube. 

Oh, by the way, a few months ago, we hired a fancy TV producer; hence you’ll notice our audio and video production has improved.  Our videos are, of course, posted to YouTube at The Truth About Real Estate Investing.

Anyways, as the pandemic is winding down and you real estate investors, including our hundreds of investor clients, have benefited heavily from investing in land-based real estate.

No one could have predicted prices would go up like crazy as they have, but if you’ve followed the show, then you know all signs pointed that way, so I want to thank you for listening and taking action.

It has and always will be my honour to give back, share what I’ve learnt and continue to learn from our expert guests on this show. 

I’m grateful to have this platform to pull together leading experts, especially as the pandemic started and our community was uneasy.  We had to talk some investors off a ledge from selling out of fear.

Thankfully, things worked out, and they’ve added several hundreds of thousands of dollars to their net worth and financial peace.

Lessons From 200 Episodes With The iWIN Real Estate Team

To celebrate 200 episodes, I have my real estate team because they’re the ones who got us here, to share some lessons from the last five years and 200 episodes. 

Five years is a milestone as we all have five year goals, and the team is here to share some investor stories from the last five years.

So with our biggest podcast in history in terms of people on the show, we have:

  • Tammy “the Duplex Queen” Ditomaso
  • James “Money Baggs” Maggs
  • Tim “Clap Back” Hong.  Tim is Clap Back as he has the wittiest comebacks.
  • Joel Arndt, and
  • Chris “The Captain” Hook

Special mention to Meaghan Robidas, who has been my Operations Manager for the last 7 years. Although she’s too shy to come on the show, that does not discount the importance she has in our success.

If you’re not sure what you can accomplish over the next five years or my 200 episodes, this episode will inspire some ideas. 

Want to be a top 1% podcast? Host your own event to 1,600 people? Own 10 or more investment properties?  It’s all possible!

It starts with the guts to do it, then the know-how and surrounding yourself with positive people.  And I’ll always be here cheering for you. 😊

We’re hiring!

Just a friendly reminder that we are hiring for more investment Realtors who want a full-time challenge to help our clients, regular everyday people, mostly from the GTA, invest in the top investment towns west of the GTA. 

This is for driven folks who want to multiply their current incomes a couple of times as James and Tammy have.

APPLY HERE: https://www.infinitywealth.ca/hiring

Please enjoy the show!

Subscribe on Android

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 
 
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How To Invest in Laneway Housing With Lanescape.ca

Greetings, my fellow Wealth Hackers!!

Hope your week’s off to a good start. I know mine is.

My golf game is improving :). Last week I trimmed 16 and 18 strokes off previous rounds of golf at respective golf courses!!

Tracking results and using consistent rules of play make tracking more effective, and there is an old saying in business: What gets measured gets done.

So whatever you deem important in life, you should check on it at regular intervals: Eg. how many times you spend time with the kids each week, date nights, net worth, monthly cash flow, vacation weeks etc, are all important metrics to the wealth hacker.

On one evening after dinner, I took the kids for an evening stroll around the pond behind the house, and we made it our thing to see what wildlife we could find.  

This spring so far with the kids, we’ve found a pair of beavers, frogs, and more recently, baby geese and ducklings, a turtle and this week, a nesting snapping turtle laying eggs!!

I don’t know about you, but this is the first time I’ve witnessed a turtle laying eggs less than 200 yards from my house nonetheless. 

Anyways, she laid around 30 eggs next to a walking path. The next morning, the kids and I installed two orange cones next to the nest to protect the eggs, so no one steps on the nest.

I used long golf tees to pin down the cones so they don’t blow away and ordered some reflective driveway markers for a longer term solution, after googling and finding out the baby turtles need 60 days to incubate. 

I also scolded a lady for getting too close to the nesting mom.  She got within two feet to get a better look.  The turtle mom tucked her head into her shell, which turtles do when they feel threatened.

I like doing this with the kids, enjoying the outdoors, teaching them about wildlife, and just as importantly, respecting living things.  Except for mosquitos, I’m nobody’s food source, lol.

As if the turtle sighting wasn’t exciting enough, my friend and client Kaush Nanubhai texted me that we could book our second covid shot, and I did.

The big day is July 14th, and I couldn’t be more excited about putting the Coronavirus behind me.

As someone who enjoys doing research, reading charts, etc., the most recent stats out of the UK in how new covid case to hospitalization rates are dropping, even as the fourth wave begins thanks to the Delta variant, I can tell vaccinations work.

The Delta variant is the one that ravaged India, so no thank you for my family and me.

As for me, I won’t hide at home. My kids will go back to school in person this fall. 

But, knowing our borders are open and how many have avoided or paid the fine to skip the quarantine hotel, variants will continue to come into Canada, so my choice is for Cherry and me to protect ourselves.

Thank goodness science will protect us from bad government, but thank you, government, for the free vaccine 😛

I almost forgot, I also gave a 30-minute presentation to 60 grade 8 students on investing as part of the financial literacy segment of their math class hosted by my award-winning teacher friend Ms. Horst. 

She wins awards every year for being leading edge for her use of technology in the classroom.  For example, school projects are submitted online as (private) blog posts using Google Chromebooks she convinced the school board to invest in.

The world needs more teachers like Ms. Horst.

Anyways, after getting the OK to be unfiltered about all the money printing going on, stuff not covered in the mainstream media, I think I did alright.

I hear some students took as many as six pages of notes, and one student even reached out asking if I would be their mentor.

As always, it is my honour to give back to the community what I have learnt, so if you’re an educator out there, grade eight and above, I’d be happy to present to your students too.  Just ask.

I know I wish I’d known this stuff sooner… As I told the students, my net worth would be 4-5 times higher than it is now if I’d started my journey at their age.

How To Invest in Laneway Housing With Lanescape.ca

On to this week’s show!!

We have Architects and innovators of laneway housing, Ryan Fernandes and Craig Race from lanescape.ca.

Young Ryan reached out via my website to let me know he’s been a long time listener, more recently, an investor.

He shared about what he’s got going on workwise designing laneway homes which are like laneway garages repurposed into apartments or a new build tiny house on a laneway behind the house. 

The progressive Toronto government makes laneway housing attractive investments; hence we have Ryan and Craig here on today’s show to share how the investment works.

Ryan and Craig have 50 laneway houses at various stages under their belt, and they’re here to share hard and soft costs, rents, tenant profiles, and where to find such opportunities.

Hopefully, the next phase will be garden suites so we investors may create much more housing supply to improve housing affordability.

For free property reviews and resources: www.lanescape.ca

I hope you enjoy the show!

We’re hiring!

If you’re a licensed realtor that wants to work primarily with investors, we’d love to talk to you. 

We’re adding a full-time realtor to our team to help us cover Hamilton, Niagara, KWC and Brantford.

No cold calling necessary here. Leads are provided. And you’ll have all the training you need to become a top agent. New agents on our team often make six figures in their first year, and there’s no cap!

This might be a good fit for you if:

  • You live west of Toronto
  • You’re ready to travel to find good deals
  • You want to be on a team of realtors that genuinely work together
  • And you don’t like losing.

APPLY HERE: https://www.infinitywealth.ca/hiring

Subscribe on Android

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 
 
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

50/50 Joint Venture With Dad, 12 Properties in 15 Years, 21% ROI in 5 Months Stock Hacking With Matt Spada

Did you know many Canadians are struggling to get into the real estate market right now?

It sucks, and I feel bad for the younger generation or anyone who can’t get in.

One just needs to check on the net worth of tenants vs homeowners to know that the path to avoid poverty is to be a homeowner. 

The exemption from paying gains on the sale of one’s home is one of the few tax savings we receive as Canadians, so why not take advantage of it.

 
 
 
 
 
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A post shared by Erwin Szeto (@erwinszeto)

In a low-interest rate environment combined with governments worldwide creating more and more money from thin air, economic theory dictates to protect yourself from inflation is to hold hard assets.

An ideal hard asset is self-liquidating, as in it pays for itself. 

Such as investing in real estate, the rent from the tenant covers all the expenses and mortgage payments, then in 20-30 years, the house is paid off, and one owns a cash producing asset free and clear.

Not bad, eh?

Many of you already know this and got it right. 

Sadly, many did not, and it’s not your fault if you didn’t. Schools don’t teach investing, and banks would rather sell you mutual funds than see you buy cash-producing assets. 

I don’t blame the banks; selling mutual funds is how they make money.

There was even a sarcastic billboard in downtown Toronto that went up with the question, “Can’t afford a home? Have you tried finding richer parents?”

While there is some truth to the billboard, yes, many first-time buyers and buyers, in general, are getting help from their parents for down payments and even credit.

I hear it all the time from the mortgage agents and brokers we work with BEFORE the pandemic happened.

For anyone who’s been following me for a while, you know we’ve predicted real estate prices would go up on land-based housing for years…  

No one expected prices to go up 20% over a 12 month period!

However, I’m still offering on houses, and we offered on one last weekend. 

I wrote the offer myself while Cherry and the kids enjoyed a hot and sunny day in the pool, which sucked for me as I missed the fun.

But such is an investor’s life…  Delaying short-term gratification for long-term, intergenerational gains.  

My preferred investment strategy still allows me to cash flow even in today’s market.

My team will share how to execute the #1 investment strategy, completely free, virtually from the comfort of home. 

We’ll get back in person free training once allowed to, but for now, we’re on Zoom and look forward to helping more every day, hard-working Canadians get ahead in life.

If you’re on my email newsletter, then you’re good and will be notified of our next event.

If you’re not, well, that’s just silly.  Go to www.investortraining.ca, type your name and email, click submit, and you’ll be on your path to financial peace. 

We’ve helped hundreds of investors already create six-figure side hustles, and we’re looking forward to helping thousands more.

Just ask my friend Matt Spada, our guest this week, how the journey has helped him.

It all started when his dad said to him, “If you ever want to get ahead in life, invest in real estate,” and handed him a book when he was 18 years old. That was 15 years ago.

Soon after, they shot out of a cannon buying a lot of property over a short period of time.

50/50 Joint Venture With Dad, 12 Properties in 15 Years, 21% ROI in 5 Months Stock Hacking With Matt Spada

I remember meeting Matt at a Rock Star VIP dinner event (remember having dinner in a restaurant with friends?).

I remember him sharing how he was concerned about paying the double land transfer tax for a house in north Toronto.

That was 11 years ago, and thankfully they did the deal. I’m sure the house has tripled in value. 

Funny how investing in real estate can change lives.

11 Years later, Matt Spada is no longer the 23 year old I met in 2010.  He’s now a business owner, father of two, owner of as many as 12 properties, now holding seven houses.  

Matt also took our Stock Hacker Academy program this past fall and shares he’s really enjoying it, which is awesome because I love hearing client success stories.

Matt and his dad Gino are gym owners.  I’m quite confident they could beat me up without breaking a sweat. 😂

Anyways, here is the story about how a 19-year-old Matt Spada got started investing in real estate.

I hope you enjoy the show.

Subscribe on Android

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 
 

To Reach Out to Matt:

Web: http://gandmfitness.ca/

Free book, “eat Smart, eat Often, eat Small” http://gandmfitness.ca/sos-book/

Facebook: https://www.facebook.com/gandmfitness/

 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Investing in Insurance To Buy More Real Estate With Jayson Lowe

Yay! Things are opening up!

Vaccination rates are climbing, and over 60% of adults in Ontario have had their first shot. So at least that part is on pace to allow for Step 1 of 3 – the reopening of the economy and normal life.

I saw BC’s roadmap has September 7th as the final step for reopening, so the end of the pandemic has never been so visible.

 
 
 
 
 
View this post on Instagram
 
 
 
 
 
 
 
 
 
 
 

A post shared by Erwin Szeto (@erwinszeto)

Also reopening for us is date night. LOL.

Cherry and I, many times, had committed to a once per week date night… But the most recent lockdown gave us an excuse not to continue that tradition. But we’re back on track… this week at least, as we spent Victoria Day evening together playing golf. 

We had a great day enjoying the outdoors with great weather, and she beat me again!  

Even though I can hit the ball a lot farther than Cherry, there is little to negative benefit of hitting a ball further out of bounds or into a pond.  

This is only my second year playing golf, so I’ll endeavour to improve with planned weekly lessons plus golfing once or twice per week.  

The summer is looking promising!!

To me, it’s always fun to challenge yourself outside of business and investing and learn a new skill. 

Observing how to learn a new skill helps us share and educate others on how to invest, whether in real estate, stock hacking, or whole life insurance… which is the subject of today’s episode!

Investing in Insurance To Buy More Real Estate With Jayson Lowe

Today we have my friend Jayson Lowe of Ascendant Financial, who is kind enough to provide Cherry and me whole life insurance.

If you never heard of whole life insurance and how it fits into the Infinite Banking Concept, that’s ok.

Like learning how to invest in real estate, it wasn’t anyone’s job to teach you. For me, I only got interested when several of my wealthy real estate investor friends shared how whole life insurance was their path to more mortgages. 

There is a right and wrong way to invest. I know quite a few who did it wrong, so I’m glad to have Jayson, a real estate investor and private lender, explain this strategy in detail.

Enjoy the show!

Subscribe on Android

 

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 
 

To Follow Jayson:

The And Asset Book: www.andasset.ca

Free Full Overview Video: https://www.ascendantfinancial.ca/

 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How To Small Scale Develop A Property Using Free Land With the Infill Boys: Andy, Charles & Steve

Have you heard of Covid 15?  That’s the 15 pounds you gain during the pandemic, lol!

Now that it’s shorts weather, like a true Canadian, if the temperature is above 20 degrees celsius (68 degrees Fahrenheit to you Americans listening), I throw on shorts.

But, small problem, my 33-inch waist shorts are a bit snug.  

 
 
 
 
 
View this post on Instagram
 
 
 
 
 
 
 
 
 
 
 

A post shared by Erwin Szeto (@erwinszeto)

I was all excited when I bought these 33” shorts because 32” is too tight, 34” and I need a belt. 33” was just right till I gained these extra pounds over the winter.

So what would you do? Make lifestyle changes or buy new shorts? 

Personally, I’m cheap, so I’m going with dieting.  Fasting is more the proper term. What’s worked for me in the past is to only consume few healthy fats in the morning with my coffee, specifically about a tablespoon each of grass-fed butter and organic coconut oil, then I won’t eat until lunchtime.  

At lunch, I’ll eat a pretty big meal and avoid bread, which tends to make me bloated.

When I get home, I’ll ride my indoor Peloton bike for 20-30 mins. My goal is to burn 500 calories a day, clean up, then have dinner with the family.

This is what works for me; I’ve done it before under the guidance of my naturopath, Dr. Cowan. 

I’ve already dropped five pounds and am looking to drop another five pounds before the lockdown ends to lose the dad bod.  Only then will we invite guests to visit and hang by our pool at the new house 🙂

How To Small Scale Develop A Property Using Free Land With the Infill Boys: Andy, Charles & Steve

On to this week’s show! 

Before I introduce the guys, we are quickly approaching our two hundredth episode, and I want to thank all 16-17 of you listeners for being a part of this journey with us. 

This all started as a weekly blog in 2010 (and it’s still going), then we started this podcast in 2016 to discuss the realities and learning lessons of real estate investing.

Including how not to lose money, which is a great segway into next month’s iWIN Meeting on Saturday morning, June 12th. 

Our team will be sharing what to look for from a wholesale deal and the top 5 questions to ask a wholesaler.  We too receive emails from wholesalers, and as this is an unregulated market… well… some of these wholesalers are pitching what they consider “deals” while wearing rose-coloured glasses.

Don’t be a sucker and overpay for a lemon. Join our iWIN meeting and stay for the 2nd presentation on building a backyard suite in Brantford, one of the more affordable and newest markets to allow the backyard suite strategy.  Friend of iWIN, Andy Tran, will be in the house to share the latest on his own investment property.

Speaking of Andy, he’s one of three real estate experts on the show: Andy Tran, Charles Wah, and Steve Ford. What a special treat!!

We discussed where to find ideal properties, financing, construction financing, who you need on your team, soft costs, how developing property unlocks hidden equity, whether to hire a general contractor or not. We cover tons of tips and pitfalls to avoid.

It’s a pretty awesome episode, if I say so myself.

I’ve done a considerable amount of business with Andy, Charles and Steve and can safely say they’re good people.

Please enjoy the show!

Subscribe on Android

HELP US OUT!

Please help us reach new listeners on iTunes by leaving us a rating and review!
 
 

UPCOMING EVENTS

You are the average of the five people you spend the most time with! Build connections with empire builders and trailblazers at our iWIN events.
 
CLICK HERE to check out what’s coming up next.
 
 

BEFORE YOU GO…

If you’re interested in being a successful real estate investor like those who have been featured on this podcast and our hundreds of successful clients please let us know.

It is our honour to give back and educate others on how we build cash flowing real estate portfolios using all the best practices shared on this podcast, from the lessons of our hundreds of clients and of course our own experience in owning investment real estate.

If you didn’t know already, we pride ourselves on being the best of the best real estate coaches, having the best property managers, contractors, handy people, cleaners, lawyers, accountants, everyone you need on your power team and we’re happy to share them with our clients to ensure your success. 

New investor or seasoned veteran investor, we can help anyone by providing our award winning coaching services and this isn’t all talk.

We have been awarded Realtor of the Year to Investors in 2015 by the Real Estate Investment Network, 2016 by the Canadian Real Estate Wealth Magazine and again in 2017 because no one told the judges no one is supposed to win the award twice but on merit, our peers deemed us as the best.  In 2018, we again won the same award by the Real Estate Investment Network.

Hopefully being the most decorated team of Realtors in Ontario will make you consider us for your first or next real estate investment.  Even if you don’t invest in our areas, there’s a good chance I know who would be ideal for you. 

I’ve been around for a while, some Realtors are talented at servicing investors there are many with great ethics.  The intersection of the two, talent and ethics is limited to a handful in each city or town.

Only work with the best is what my father always taught me.  If you’re interested, drop us an email at iwin@infinitywealth.ca.

I hope to meet you at one of our meetups soon.

Again that’s iwin@infinitywealth.ca

 

NO MORE Confusion

After all the Youtube videos, books, and forum posts, you’re probably still left with questions. Starting in real estate is a tricky thing.

Frustrated beginners often ask how a legal basement suite conversion actually works. Most of the time we can only give general answers. But now, we get to dive in.

At this in-depth, free class you’ll learn how to take your first steps as a real estate investor.

Nothing is held back. Everything from analyzing basement suite conversion deals, to renting out your first property at a profit, and even how to refinance and do it all again!

More secrets you’ll uncover are:

Profiting in a HOT market…

Municipal bylaws to watch out for…

Mortgage terms that favour refinancing…

AND one barely used tactic for higher appraisals…

If you’re frustrated, unsure of how to get started, this is for you.

 Sign up now for the Invitation List and be one of the first to get an invite to the next class.

Sponsored by:

Infinity Wealth Investment Network – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year.

Just imagine what winning in real estate could do for you.

If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca.

Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.

Erwin

Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinszeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/