Cash Flow In Toronto, Executive Condos, Triplex Conversions with Ming Lim

Hello fellow Wealth Hackers!

We have exciting news relating to the Wealth Hacker Conference coming soon! We are about to sign our super amazing keynote speaker and venue, we’ll release details and early bird priced tickets soon.

The feedback was off the hook, we received over 300 comments, emails, DM’s on how it was one of the best conferences they’d ever been too. Even from veterans of real estate conferences who had been to dozens of them.  If you ever doubt yourself, that the David within you can’t beat Goliath, just look to the Wealth Hacker Conference

Cherry’s an immigrant to Canada at 16, her parents literally made all their money with their hands, hard work and hustle to put her through school.  I’m a child to immigrants, a mediocre student in school, and this was our first conference on a whim. The biggest investment of time, money and grief in our lifetime. I still question why we want to do this again! 😛

Anyways, Cherry and I have a goal to eat even healthier and cleaner. My picky ass wants better tasting food too so I’ll eat more (I was under-eating for quite some time by not taking the time to prepare more food and by not sitting an eating properly).

As with anything, if you don’t like reality then change your reality. We hired a personal chef to cook our meals for us for the week, choosing only fresh and natural ingredients with quality products and cooking oils. Poor quality anything equals trouble for my weak stomach.

Needless to say, this is the best lunch and dinner I’ve had at home for some time. The food lasted us a full week, as we still do eat out time to time.

Well worth the investment! Added bonus is Chef Roxy is a Red Seal Chef who is a dynamite shopper who gets all the best price matches.

We pay an hourly rate, this took Roxy 4.5 hours and cleaned up after herself. This would have taken me 9 hours and the kitchen would still be a mess! LOL. The pictures and videos are on my Instagram and I recommend you do not look if you are on an empty stomach!

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto) on

Cash Flow In Toronto, Executive Condos, Triplex Conversions with Ming Lim

On to this week’s guest. He’s an old friend from REIN and his name is Ming Lim.  He’s a real estate developer, investor in Waterloo and Toronto, Realtor, smart guy who just left his full time job to be in real estate full time.  I know a lot of you out there are looking for a path out of your full time job and Ming is here to share his along with how he’s able to cash flow in Toronto.

Ming and his friends are also hosting a conference that’s coming up really soon, February 1st. He’s here to share about that too. Details are (below) in the show notes so go check them out. Website is www.volitionprop.com/quickstart

Subscribe on Android

Contact Information:

Email Address: ming@volitionprop.com 

Web: www.volitionprop.com 

Instagram: @investorming

Volition Properties’ Quick Start Conference:

For full details go here: http://www.volitionprop.com/quickstart/
Discount code to make it $99: early51

Date And Time
Saturday, February 1, 2020
9:00 AM – 5:00 PM EST

Location
Ryerson University
245 Church Street

Where Should I Invest?

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place. We’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast. I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors from the Real Estate Investment Network and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want, but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients featured on this podcast will even make an offer conditional on a home inspection so they can beat the competition and have a chance to view the property before making a final decision.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants who never call you. You can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests, Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

infinitywealth.ca – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at meaghan@infinitywealth.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines and Toronto Land Development, Real Estate Investor, and soon to be builder.

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

$600,000 in 6 Years Part Time with John Roumanis

Happy New Year Wealth Hackers!!

We are back after a well deserved vacation and holidays!!  In early December we took a trip down to New Orleans, Louisiana for a day before hopping on a nine day cruise in the Carribean.  Yet another amazing trip, we went to Jamaica, Belize, Grand Cayman, Mexico, and Honduras not in that order. Some of the highlights were visiting an animal rescue with monkeys, Scarlet Macaw’s, hugging a sloth, feeding iguanas and ocean carp, relaxing on beautiful beaches, visiting a turtle farm and getting into a wading pool with the kids to pet sea turtles.

In true frugal nature, we booked all these excursions privately as in not through the cruise ship.  With cell phone roaming being so much cheaper than the old days, I was able to research the top touristy things to do and we took taxis or public transit to keep costs down.  But cost money everything did.

I have been doing a lot of thinking about the psychology of money lately.  What is it people think about money for example those old sayings: “the best things in life are free” or “money can’t buy happiness.”

What is the truth about these statements?  I believe both are partially true and there is a spectrum of how true each statement is to each of us.  Lots of great things are free like sunshine and public beaches. What isn’t free is the car and gas it took to get to the beach. Then the picnic you packed, it’s less expensive but hardly free.  Then if you’re a hard core parent and buying everything organic the costs go up.

It’s true that money can not buy happiness BUT, big but, once you progress from being broke, to getting by, to financial security, to independent, to financially free where you no longer care about prices on the menu at a nice restaurant.  That would make me happy.

Our cruise trip was hardly free and we could not possibly replicated fun in the sun here in snowy cold Canada.

Speaking of money, while on the trip, whenever in port and my data roaming was available, I would stock hack.  For the week and a half that I was away, I earned just over $1000 in a week in a half with a $60,000 bankroll. It’s still a small bankroll while I wait for my corporate account to be opened to stock hack even more as I pursue earning six figures in 2020 in only 30 minutes per day. I personally really enjoy stock hacking as I find it fun like playing a game but I’m getting paid.  Also reading on economics and business helps with my real estate as I follow the geopolitical stuffs going on in the world and how it ultimately affects our Canadian real estate. For example, conflict in the middle east is a risk to oil supplies causing the price of oil to go up. Canada has a lot of oil that we export. More exports is good for our economy. The better our economy, the more incomes go up and as incomes go up, rents and real estate prices go up. I’m over simplifying and we need to see significant increases to oil prices but I hope you get the point.

I wake up each morning excited to see what’s going on in the markets and can’t wait to try to get this income stream anywhere close to my real estate investments.

Real estate does indeed offer a higher return with more effort however I truly find stock hacking and real estate go wonderfully together.  If you’re interested in learning more, keep an eye out for the next beginners program which is delivered live and in person. The online program will be launched in Q1 however in person is always best for learning in my opinion as you’re attention will be undivided and you’ll meet and network with other like minded investors.  At the last event, a friend of mine, a real estate investor connected with a doctor also in attendance with significant funds and wanted to JV in r8eal estate. They booked a meeting. These opportunities only come live and in person, not online.

Speaking of real estate, my last acquisition, a house in Hamilton near McMaster University is now leased for the May to April 2021 school year.  I’m super excited as we set some new market highs in rents getting $650 per room above grade and $550 for basement rooms. I was proud to walk the students and parents through the house pointing out all the renovations, brand new electrical, the renovation permit, where we went above and beyond to cancel noise and create fire separation.  Plus an egress window in the basement which is not required as we don’t have a kitchen in the basement. The feedback was excellent, questions and objections were limited and that’s what happens when you put in 110% into a property and can be proud of the work.

Thank to you Manny and Matt Cabral for the renovations.

If you’re looking to earn more active income in real estate in 2020, we at the iWIN Real Estate team are growing.  From the success of the Wealth Hacker Conference and our membership group, we could use more help servicing our real estate clients.  If you are looking to be more involved in investment real estate, have your Realtor license, you have a great attitude, already own some investment property, highly motivated and live west of Toronto, let me know you are interested.  DM me, call me, email me your resume at iwin@infinitywealth.ca and let’s talk about how we can help even more people be successful investing in real estate.  Making a difference in peoples’ lives.  

If you’re a real estate investor looking to learn from the #1 investment strategy in real estate, the same strategy I’ve repeatedly done for the last few years the produces the highest return on investment, keep an eye out on your inbox for our new Free Training Classes.  If you’re not already getting my podcast to your email and show notes to your inbox letting you know when new episodes of this show are out that’s just silly. Go to www.truthaboutrealestateinvesting.ca/ , enter your name and email on the right to be notified of our free training event where we teach the #1 strategy that has been discussed on this podcast by professional, full time investors almost every week.

$600,000 in 6 Years Part Time with John Roumanis

This week’s guest knows all about maximizing return on investment and just as important return on time.  John is an old friend, a very successful part time investor in Hamilton and the Niagara Region as he has a full time job in Toronto that he loves.  This recording was originally done in 2017 and is the #1 downloaded episode of all time for this show. For those who want real estate as a side hustle, that’s totally fine. So without further ado, I give you John Roumanis. 

Subscribe on Android

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Collecting a Million in Rent, Starting at Age 26 With Evelyn Lamarsh

Yes!! I finally bought myself something I’ve wanted for ages!! A Sony PlayStation 4. It’s been on my Amazon wish list for a few years and I finally pulled the trigger and now giving it away.

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto) on

As the holiday approach, we at the Hamilton Basket Brigade are into full swing to answer the wishes of 30 in need families in Hamilton. How do we find the families? We go to the public and catholic elementary school boards and ask them to give us their families who have it worse than anyone else. We’ve had a long working relationship with both wonderful, very supportive school boards, administration and teachers.

As much flack as the teachers and schools get in the media… in our experience, they go above and beyond to help us help those in need.

As the saying goes, it’s better to give than receive, and a family of six that just lost their dad will enjoy this more than I will. Hopefully they can at least enjoy a mental escape for a few hours.

I know how much getting a Nintendo from my parents meant to my brother and I when we were just kids, and for me to gift the PS4 to someone else in need means more to me than enjoying playing games myself. Plus video games will kill my already terrible productivity. 🤣

Anyway, the Leonard family (not their real name) just lost the man of the family, the sole income provider, leaving behind mom and six kids (including 2 under the age of 2).
As the President of the Hamilton Basket Brigade, as tradition, my team assigns me a special case for whom the budget needs to be broken for and we did just that to the tune of 3X. Cherry and I will donate the 2X so the charity stays on budget.

As usual, I didn’t tell Cherry about my spending spree until after and, to compensate, I explained the PS4 is something I always wanted, it’s for me, the only Xmas present I want, and it’s my preference to give it away.

Call me nuts but whatever, I’ve always preferred to give than receive.

Other stuff for the Leonard family: laptop, hover board for the only daughter, clothes for the whole family. Toilet paper (it was on sale at Costco so why not).
For anyone who still thinks money is the root of all evil… well, I don’t know how else these gifts get in the hands of those who need it most. Get your mindset right on money. If you’re a good person, get more of it to give away.

As always, actions speak louder than words, so I’m not bragging but rather stating facts. On behalf of the Wealth Hacker Conference, Cherry and I have donated $10,000 to the Hamilton Basket Brigade and will make a 2nd installment of $20,000, for a total of $30,000. We are now 75% of our annual operating budget and we proudly retake our position as the number 1 donor of the Hamilton Basket Brigade. It was no easy feat as our friends Matt Green and Scott Dillingham are extremely generous individuals. One a successful entrepreneur, the latter an ultra successful mortgage professional and real estate investor. Only those with wealth are able to make such sizeable donations. Special thanks as well to James “MBM” Maggs VP of iWIN who firmly holds 4th place on the all time donations list.

As Mahatma Gandhi said, #bethechangeyouwanttoseeintheworld 

If you’re looking to earn more active income in real estate like a James MBM Maggs, the iWIN Real Estate is growing.  From the success of the Wealth Hacker Conference and our membership group, we could use more help servicing our real estate clients. If you are looking to be more involved in investment real estate, have your Realtor license or looking to get one, you have a great attitude, already own some investment property, highly motivated and live west of Toronto, let me know you are interested. DM me, call me, email iwin@infinitywealth.ca with your resume and let’s talk about how we can help even more people get into investing in real estate.  Making a difference in peoples’ lives.  

Collecting a Million in Rent, Starting at Age 26 With Evelyn Lamarsh

On to this week’s show!! We have a special guest in Evelyn Lamarsh. 

Evelyn, who was on stage in front of almost 1,600 at the Wealth Hacker Conference and is one of my first clients, emailed me this morning: “Hey Erwin, Just for fun I keep track of my total rents paid over the years. As of this year, tenants have happily paid me over one million dollars in gross rents! 🙂

Whenever I hear people tell me their reasons they can’t or don’t invest, I think of this 26 year old, single woman will a small amount of life savings who pushed herself out of her comfort zone and bought a century home with a spotty roof, leaky basement, knob and tube wiring, in a historically rough area, and a street that shared the same address as many of the steel mills in Hamilton.

Evelyn had the courage to push through all the reasons in her head why she shouldn’t buy this house. I’m sure many non investors told her she was crazy and she did it anyways.  For those who invest in the West Harbour of Hamilton know how history went, that same house has nearly tripled in value and this is Evelyn’s story via flash back to this episode we recorded in 2016.  She’s since acquired more houses for a total of ten, with plans for more in 2020. More importantly, husband Mike was able to retire from his job as car mechanic to work a 15 hour work week to maintain the properties and spend lots of time with their two young kids.

This is the truth about real estate: a 26 year old woman, on her own, can go onto accumulate a portfolio of ten cash flowing properties. I proudly present to you, our super star client, Evelyn Lamarsh.

Subscribe on Android

Show Notes:

Website: www.thewindrosegroup.ca

Email Address: investor@windrosegroup.ca

Facebook: https://www.facebook.com/TheWindroseGroup/

LinkedIn: https://www.linkedin.com/company/the-windrose-group-a-mortgage-alliance-team/?originalSubdomain=ca

Twitter: https://twitter.com/windrosegroup

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Mortgages With & Without Banks For Investing with Claire Drage

Hello fellow Wealth Hackers!

I thought I would have more time. More time to enjoy my kids, especially my daughter, before she grows up. Then I find out from Cherry my daughter has her eye on two boys from her class and two other boys have expressed their interest in her. She’s five years old, about to turn six.

The great thing about turning six is she’s now old enough for Brazillian Jiu Jitsu classes, so I’m more motivated than ever to enroll her.  Brazillian Jiu Jitsu, or BJJ for short, is a martial art, a main staple of the UFC and MMA because of it’s effectiveness and reliance on leverage over size, strength, and athleticism.  A great analogy for how to run a business or real estate portfolio: efficiency and leverage.

The scheduling is a bit challenging, as our club’s classes are on Mondays and Fridays at 5pm, but at least they’re only 15 mins away and its not all the equipment, travel, or costs of hockey.  Thankfully, as a wealth hacker, Cherry and I for the most part have control of our schedules without long commutes.

To stir the pot, Cherry informed me that all four boys from my daughters class are invited to her birthday party.

Now, here’s an inside look at how nutty my mind works. I’m going to plan future birthday parties for my daughter at the BJJ club.  Why? Because I figure if kids know my daughter can take care of herself, then the bullies will think twice. 😊

Planning ahead is big for Cherry and I. It’s why we invest in real estate, invest in ourselves, and in our businesses.  Speaking of planning ahead, we’re already planning for the Wealth Hacker Conference of 2020. Thank you everyone who provided their input on who would rock your world as a keynote speaker. We have offers out and will hopefully have an announcement soon to coincide with the release of early bird tickets at early bird prices.

Do stay tuned here and my email newsletter. If you’re not already on it, well that’s just silly, as you can stay informed when we are offering training classes, street smart tours, special promotions, and notified when new episodes of this podcast come out.

Go to www.truthaboutrealestateinvesting.ca and enter your name and email address. It’s that simple to stay on top of the best wealth hacks Canadian investors and entrepreneurs are up to.

Mortgages With & Without Banks For Investing with Claire Drage

Top Producing – Real Estate Investor – Elite Trainer – Mortgage Broker, Mortgage Alliance. Most importantly, she was the lead sponsor of the Wealth Hacker Conference 2019, so obviously she has great taste!!!

Claire has been an active member of the mortgage and real estate investing industry for more than 30 years. She has experience from all sides of the industry, from managing over 140 properties in Spain, to growing her own successful mortgage brokering business in Canada. She has consistently been in the top 1% nationally with Mortgage Alliance, and recently has grown a team of agents, The Windrose Group. 

Claire has a passion for educating and sharing her expertise, from new investors to sophisticated landlords. Claire and her specialized Windrose Group Investor Team specialize in helping real estate investors develop a comprehensive strategy, from purchasing their first property to their hundredth. 

The Windrose Group team focuses include cost of funds, asset protection, minimizing tax burdens, aligning acquisitions and exit strategies together with ensuring access to cash. According to Claire CASH IS KING! Claire loves sharing little know secrets such as being the banker with RSP’s, LIRA’s and TFSA’s, or wholesaling strategies for those with no capital. Claire guides her clients through their entire investment strategy whether you are a newbie or long-term investor! 

Subscribe on Android

Show Notes:

Website: www.thewindrosegroup.ca

Email Address: investor@windrosegroup.ca

Facebook: https://www.facebook.com/TheWindroseGroup/

LinkedIn: https://www.linkedin.com/company/the-windrose-group-a-mortgage-alliance-team/?originalSubdomain=ca

Twitter: https://twitter.com/windrosegroup

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Flipping, Developing, Building, Podcasting, BRRR’s, High End Student Rentals at Barely 30 Years Old With Andrew Hines

Hello fellow Wealth Hackers!

For those of you who attended the Wealth Hacker Conference, thank you again for the outpouring of positive feedback. It’s been quite overwhelming.  The performance of this podcast in downloads is quite humbling as well as we are now 50% above our 2019 monthly average. We will have announcements soon regarding the Wealth Hacker Conference of 2020 as we are engaged with certain elite level Wealth Hackers to keynote our next conference in the fall of 2020. We are definitely looking to 10X from an already 10X’d 2019, so stay tuned, subscribe to this podcast where ever you listen to podcasts, or better yet subscribe to our email newsletter at www.truthaboutrealestateinvesting.ca so you can receive the latest episodes of this podcast and have all the show notes and links so you don’t have to scramble and take notes while you’re listening.

One of the biggest lessons for me in 2019 was because of the quantity of time Cherry and I spent working and investing, we had to make a concerted effort to at least improve the quality of our time together as a family.  I’m a bit of a workaholic and on my phone way too much at times, so one game we started was if the kids catch mom or dad on their phones at the table during meal time, they would get a sticker. 5 stickers earned them a present, so both parties were highly motivated to police the no phone at the table rule and I’m very frugal and don’t want to spoil my kids more than they already are.

The kids also get a sticker each time they finish one of their workbooks as homework. Again, five stickers equals a present of their choice. As usual, I have no idea what I’m doing, and I’m trying to incent the kids to do work so they understand work equals rewards.

Funny enough, my daughter keeps asking if we’re doing another conference… imagine that. A five year old’s context is to put on a major event each year and to speak to thousands. Will be interesting to see where this goes.

This week’s guest is my friend Andrew Hines, and this is a great episode. We talk about developing real estate and where the development market is going, high end student rentals, how Andrew didn’t have to invest in disaster properties to receive great price appreciation, the importance of having a great mentor, and borrowing private money to invest with. Again, a great episode.  

Andrew Hines is a real estate investor from Burlington, Ontario and he’s primarily invested in London, Ontario. As of the time of publishing this interview, Andrew has a approximately $4,000,000 in real estate holdings and is the host of The Andrew Hines Real Estate Investing Podcast.

Andrew advocates the use of the BRRRR method to achieve financial independence, and he has become quite proficient in construction management, building, and development due to his value-add approach to real estate investing.

Andrew owns several companies, including a construction general contractor, and has built out multiple investment property units in Southwestern Ontario Canada.

Subscribe on Android

Show Notes:

Podcast: https://podcasts.apple.com/ca/podcast/the-andrew-hines-real-estate-investing-podcast/id1453461753

Profunds: https://www.profunds.ca/

Instagram: https://www.instagram.com/theandrewhines/

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How 6 Time Best Selling Author Derek Foster Retired at 34

Hello Wealth Hackers!

Thank you all again for feedback and support of the Wealth Hacker Conference! I still haven’t gotten back to all the overwhelmingly positive feedback, and also thank you for the constructive criticisms. Our objective from day 1 was to provide the attendees value, so expect the next conference to be even better. On a future episode I’ll share some of the truths about conferences. It’s not the prettiest story, but I’ll save that story for another time.

Welcome to all the new listeners! We are currently experiencing a new level of downloads, about 50% above our previous monthly average in 2019. If you are new to this podcast and are enjoying it, you can sign up for our email newsletter with my show write ups, show notes, and new episodes right in your inbox so you never have to miss an update or great guest. We have another great one today with a six time best selling author, but we’ll get to Derek shortly.

If you’d like to help shape the Wealth Hacker Conference 2020, let me know who you’d like to see as our keynote speaker next year.  Tag me @erwinszeto on Instagram or facebook so I see your feedback. Remember, this conference is for the people and we will reach out to speakers based on who the people want. We’ve already started reaching out to major influencers in business and investing.

Speaking of keynote speakers, Grant Cardone was our keynote for the Wealth Hacker Conference that just passed. Grant was great to work with and well liked by his team and community, hence I made note of how he interacts with people. Grant says people don’t actually like him, they like how he makes them money. For those who enjoy money and the options money provides, you can understand what he means.  When I give money to charities, they are always most appreciative. They don’t like me per se, they don’t know me, but they like what I do for them.

Back to Grant, as big and as successful as Grant is, he doesn’t act like it. On our scheduled phone calls, Grant would still ask me if I had a couple minutes for him. On Nov 9th at the Wealth Hacker Conference, Grant and family took their private Gulf Stream jet (I hear they’re $60 million to buy, plus pilot, plus fuel, plus jet parking) to Toronto. We sent them a limo to pick them up from the airport, and when Grant walked in to the Toronto Congress Centre with his beautiful wife he greeted me like an old friend and asked if I had a couple minutes to discuss his thoughts about his coming keynote talk.

My response was of course, “Yes Grant, I have more than a couple of minutes for you 😊

Contrast that to the cold calls, emails, and messages from random strangers selling me themselves as speakers, or negotiating ticket prices. I felt like sending them each a link to How to Win Friends and Influence People by Dale Carnegie, as basic manners seem lost on many.

One of the rules of the Wealth Hacker journey to success is inch by inch, not mile by mile.  If a star like Grant can talk to anyone like a guest in their home, then I’m going to as well.  

How 6 Time Best Selling Author Derek Foster Retired at 34

On to this week’s show!

We have a very special guest in Derek Foster of Ottawa, Ontario.  He’s happily married with eight kids. Derek jokes it’s because Derek doesn’t have a regular job and neither does his wife, so they’re home a lot, hence the eight kids. Derek is a six time best selling author, and my favourite book of his is Money For Nothing And Your Stocks For Free because he introduces his strategy for option selling.

If you’re new to investing in the stock market, I recommend you read Derek’s books as they are written at an introductory level for a grade schooler. I wish I’d read these books when I was younger, as I’d be further ahead.

Anyways, I’m a big fan of Derek and it’s not easy to get him as a guest, so I bought of bunch of his books to get his attention, and I’ll be giving away to iWIN members.  Derek explains on this show how his strategy worked, the mistakes he made, and his biggest wins. How he lost 75% of his savings before finally getting himself properly educated.  

For anyone who thinks stock options is risky, Derek shares his own experience, strategy and stocks he’s trading. 

Disclaimer time!

This service is provided to you for informational purposes only and is not investment advice to you or any other person. We are describing the investments we have made for ourselves and is reflective of our own circumstances. Your circumstances are different and any discussion here is not intended to be and must not be considered to be a recommendation for you to make the same investment(s).  Consult an adviser or dealer licensed in your jurisdiction before making any investment decision.

Derek is a nice guy and so am I, I hope. FYI, Cherry and I made a $10,000 donation on behalf of the Wealth Hacker Conference to clothe, feed and provide presents to Hamilton’s most impoverished families. We’re still processing payments from the event and will make a second $10,000 donation for a total of $20,000. That’s enough to fund an entire holiday budget for us to support 40 families or, our preferred metric at the Hamilton Basket Brigade, Best Christmases Ever.  I’m not bragging, however I do believe actions speak louder than words and we Wealth Hackers, we will be the change we want to see in the world.

It is my honour to present to you Derek Foster:

Subscribe on Android

Show Notes:

To purchase Derek’s books, go here: https://stopworking.ca/order/

Derek on the Strombo show: https://www.youtube.com/watch?v=mq1mkP7tLqY

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast and I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients features on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Our Journey To The Wealth Hacker Conference

There’s so much going through our heads in the last 48 hours.

As excited as it was for us on Saturday at the Wealth Hacker Conference, we didn’t start out that way.

Our journey started off around the time when Cherry’s grandma passed away. A small idea was planted by Maryanne Gillespie, Erwin’s coach, to host free classes to share the idea of building long-term wealth through real estate investment.

We discussed and we brainstormed, nothing really firmed up and Cherry took off to Hong Kong to attend her grandma’s funeral.

When Cherry arrived at Hong Kong after her 16-hour flight, Erwin already recruited a bunch of his friends, most of them are real estate experts, to join him on hosting an all-day educational event.

Talking about taking action, I’ve never wasted time to take action!

That was the beginning of Wealth Hacker Conference.

In February, we attended 10X Growth Con at Marlins Park Miami, part of the 32,000 people who attended the event. We were completely blown away by the 10X philosophy, but we had little idea how much 10X Growth Con affected our own planning.

We hired an event planner, Shauna Arnott, who’s also the host of the event Haste and Hustle. She brought up the idea of bringing Grant Cardone to Toronto. 

Grant is a real estate mogul. His philosophy is about investing in himself and building long-term wealth. He’s all about taking responsibility of our own lives and 10X the goal and effort to achieve the 10X goal.

Grant was a great fit, but … would his personality get along well with our humble Canadian crowd?

When in doubt, Erwin turned to Facebook.

He posted the question and asked, “Would you like to see Grant Cardone or Robert Kiyosaki?”

The rest is history.

We had a delay booking Grant, then we had competition. Then we had problems firming up a venue.

We wanted to deliver the best value, instead of just another real estate educational event.

Erwin reconnected with his friend, Omar Khan, who has been tirelessly sharing his simple stock investment strategy with everyone around him.

Omar has lived his life on his terms. He spends most of his days managing his properties and trading stocks. Almost no one has seen him speak in public before.

We know that the world needs to hear him sharing his virtually unknown investment strategy, but we had our doubts about him early on. Can we put Omar on stage to speak to 1,500+ attendees?

Our ticket sales weren’t exactly how we expected in the summer. Our marketing agency decided to leave us before the end of summer. It was tough, but it was a blessing in disguise.

This was the turning point for us. A light bulb went off in our heads. We realized that both of us needed to step up, take charge, take responsibility and promote.

If this event is our version of 10X, we gotta 10X our effort to 10X our results!

It wasn’t easy. From writing the emails that you see everyday, to posting on social media strategically, to driving for a few hours to present at different venues, to interviewing Grant Cardone in person in Miami, we spent a lot of time, effort, money and tears along the way.

Is it worth it? Hell yes. 

We have grown to become someone that we have never thought possible. We now come to appreciate the value of our network and our list 100X more. Thanks to Tom & Nick Karadza, who taught us about building and nurturing our list, before we even started having any businesses.

Are we done yet? We hope not. 

We still have a message to share. We still want to continue to help you to build your long-term wealth.

We still want to make sure you can take control of your financial life, quit the job that you’ve always wanted to quit, pay for your children’s education, and travel around the world.

You can continue to join us on our wealth hacking journey here.

Thank you once again for joining us at Wealth Hacker Conference.

Until next time,

Erwin

Subscribe on Android

Are you newer to real estate investing or unsure of what to invest in next?

Would you like to know where the best areas to invest are near the GTA for the best return on investment?

Then you’ve found the right place, as we’re here to help everyone from new investors to seasoned professionals. We have helped 100’s of everyday men and women buy their first investment property to their tenth property. It’s easier than you think.

My name is Erwin and you may know me as the host of this podcast. I’m also the owner of the iWIN Real Estate Team, the four time Realtor of the Year to Investors per the Real Estate Investment Network, and Canadian Real Estate Wealth Magazine.

My team of investor coaches are licensed real estate professionals who help everyday, hardworking men and women from the GTA grow their real estate portfolio in the most efficient way possible.  You are welcome to use any professionals and contractors you want, but you’re welcome to our personal rolodex of professionals, the same people I use to become a successful real estate investor.

If you’re too busy, we understand. You have better things to do, have dinner with the family, watch the kids play sports. What we do differently is we will preview properties on your behalf to pre-screen only the ones that are ideal investment properties. Many of our clients featured on this podcast will even make an offer conditional on a home inspection so they can both beat the competition and have a chance to view the property before making a final decision during a professional home inspection.

After the purchase, we can refer you to our favourite property manager who is a former police officer with 20 year experience with the local police department. He also happens to be well over six feet tall and 220 pounds with a keen eye for finding you great, worry free tenants so tenants never call you and you can go on enjoying life knowing your investment is taken care of.  As an added bonus of being our client, he only takes referrals from our team. This property manager is the most well reviewed property manager I’ve ever seen in my city.

You can’t get financing? You’re in luck.  My personal mortgage broker is the best I’ve ever seen in my investing career. You may just be talking to the wrong people about a mortgage whereas my guy has more relationships with various banks and lenders others just don’t, and often they’re less expensive.

For any of the above, go to www.truthaboutrealestateinvesting.ca/contact, fill out the form, and one of the coaches I’ve personally trained will get back to you.

You don’t have enough down payment or earn enough income? On my first properties I partnered with my ex in-laws.  If you don’t have family to partner with, then I would suggest you learn how to hack stocks like my past podcast guests Omar Khan and Matthew Todman.  They both earn a mid-six figure income in only 30 minutes a day by getting paid to own blue chip stocks at prices they want anyways. It’s almost money for nothing and as Robert Kiyosaki says, a must for the professional investor.

If this interests you, go to www.wealthhacker.ca/stock

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

Ready, Fire, Aim Real Estate and Stock Hacking w/ Habib Olawale

Hello Wealth hackers!!

What a week I had last month!! Fresh off Thanksgiving, it was already a short week and I took a 6am flight to Miami, Florida on Tuesday for my meetings with Grant Cardone and Steve Spray at Cardone Enterprises.  Honestly, I don’t usually book my own flights. Cherry usually does, or my travel agent, but being ultra frugal at times can cost me in different ways than money, and this time it did. Getting up at 2am for a 6am flight really cost me a lot of energy on Tuesday, so let that be a lesson learned for next time.

Hotel check in time is not until 3pm, so arriving at noon wearing in a suit jacket in humid, 28 degree celsius weather, while dragging luggage with me is hardly practical…

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto) on

Thankfully, I was able to check in early, at noon (Thank you Courtyard Marriott). I felt like crap, so I had a nap and did some work until my 3pm meeting with my videographer, Dorian Nash.

Dorian is a good guy, a 25 years old from Michigan who moved down to Miami to get out of his comfort zone, and make more money to pay off his student debts from college.  Sadly, he could not find his path in college. He did study Psychology, but they didn’t teach him anything about the Psychology of Success (That’s the title of a wonderful book by Brian Tracy that I highly recommend).

Dorian’s story is not uncommon. He went to college, it hasn’t helped him in his career, but he’s still paying off the debt. He asked me on camera what I would advise someone who is 25 years old and my advice doesn’t change.  

Invest in yourself first, get educated in areas where you can provide the most value in your current situation, assuming you like where you work.  Look at who makes the most money in your organization, then request to take on similar duties. You’ll notice whoever makes the company the most money or saves the company the most money earns the highest incomes. 

My path was no different when I worked in corporate: I explored ways to transition into the Sales Department as our Sales Executives all made six figure base salaries and very lucrative bonuses based on performance.  I was highly inexperienced when I checked the job description, so I made the move from Operations to Product Management.

In a software company that sells software products, those who manage the products are valuable and my salary increased by over 40%.  Increased salary meant more savings, more RSP matching, more credit for mortgages for investment properties or funding your stock investing account.

Many people start out trading time for money, so you may as well trade your time for as much money as possible. I was no different and Dorian is no different. Then we discussed real estate and stocks. As he’s still in debt and doesn’t have a downpayment for a property, I suggested stock hacking and he’s definitely interested.  He’ll start small just like we all do, but it’s better to start and start small then not at all.

Anyway, as mentioned, I was in Miami, Florida to meet with Grant Cardone’s team and to interview Grant for my podcast. For me, it was an awesome interview. I took a week to prepare my five questions I had to submit in advance. I wrote a sixth on the spot then had to freestyle, as I think Grant was enjoying the interview and we went over the 20 minutes I was allotted. 

We discussed how to avoid burnout, how he’s raising his daughters and their education, why he shows off so much with his Rolls Royce and private Gulf Stream jet plane, why people hate him and why people love him. The lovely Elena Cardone walked in during the interview as well so I couldn’t help but ask her if she’s coming to Toronto on November 9th and spoiler alert, she is.

Elena Cardone is totally underrated as an influencer by the way.  She has so much presence, it felt like Julia Roberts walked into the room when she did. 

I’m getting side tracked, on to this week’s show!!

Ready, Fire, Aim Real Estate and Stock Hacking w/ Habib Olawale

We have my friend Habib Olawale of no surname 🙂 Habib doesn’t share his surname on social media, so to respect his privacy I’ll leave it out here as well.

Habib is a real estate investor with properties all over the Greater Toronto Area.  His strategy is not quite refined, but he’s bought mainly new construction condo apartments spread out over the Greater Toronto Area.  He’s done some stock investing as well, as he explains, but I think it’s safe to say his strategy was hardly sophisticated.

We met over social media, as Habib reached out after being a fan of this show. He came to an iWIN meeting in July, saw the presentation by Matthew, Omar and Adriano, my stock hacker friends and ever since, Habib has been obsessed with stock hacking.

Habib took the first Stock Hacker Academy course in September and to date has made himself over $10,000 as a beginner stock option trader.  Note, he’s made far more on his real estate. However, even Habib wouldn’t recommend anyone follow his strategy, but the most important part is he got started.

For anyone interested in taking the same Stock Hacker Course Habib did then save the dates Saturday and Sunday Nov 30th-December 1st for the in class portion of the next Stock Hacker Academy.

Subscribe on Android

Show notes:

Two books mentioned:
Money for Nothing by Derek Foster
Get Rich With Options by Lee Lowell 
FYI – both authors are expected as future guests of this show

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

How An Investor Retired Him And His Wife With Dividends in 2011 With Brian Zammit

Here’s a quick update from these parts, my stock option selling is going great, my realized return is $550 and I’ve collected $1,100 in cash. 

In bigger news, my AirBnb is now sold, fully furnished, and we close in just a few days! I can’t wait to have that capital back so I can trade more stock options!  The plan is to increase my bank roll into six figures and take it from there. The last six weeks have been amazing for myself and our group of 70 stock hackers. With each day that passes, we have more investors reporting in their first thousand dollars in profits. Several have a couple thousand, my friend Monica reported 10% in returns in just six weeks. That’s a high number for the group thus far and, just to clarify, those are absolute numbers not annualized and the last few weeks have been quite good for the market… let’s see how long the stock market holds up.

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto) on

In even bigger news, we’re about to pass 1,200 in ticket sales for our Wealth Hacker Conference. I’m realizing I don’t often mention how many tickets we’ve sold, but for everyone involved, this is the biggest audience we’ve ever spoken to. Grant Cardone, our keynote, has done several talks to much bigger audiences, but this is yet another step out of my personal comfort zone.

Get comfortable being uncomfortable, I always say.  If you’ve followed my story of always trying out new things: AirBnb, private lending, stock option selling… and stuff in my personal life. I’m a weak swimmer but I got my SCUBA license and have done at least ten dives. Crossfit, Brazillian Jiu Jitsu, facing my fear of heights, etc…. I’m no one special, but I’m determined to just show up, go through the process, give my best on a daily basis, and results tend to show up. 

For my fellow introverts, this may shock you… I prepared and delivered a presentation in Toronto last week, I went through my slides once in preparation to a room of 50-60 of mostly strangers. I’ve never given a talk on joint venture investing in real estate before, but it was well received. Just like this podcast, I think people enjoy the no agenda, no-holding-back sharing we do on this show. One thing I don’t like to do on this show is to NOT scare the listener. As I produce this episode, Halloween is only days away but I’m talking about much scarier things, such as a recession.

Recession, recession, recession.  There I said it. I hear it often, I don’t know when it’s going to happen. My crystal ball is no better than yours, but what I know is my portfolio is designed for said occurrence because it pays for itself. My portfolio mix is almost entirely duplexes and student rentals in areas with very little vacancy.  

The great things about recessions is the opportunity to buy the bottom and retire shortly after, like this week’s guest Brian Zammit.

How An Investor Retired Him And His Wife With Dividends in 2011 With Brian Zammit

I’ve known Brian for a couple years.  He’s extremely successful with his eCommerce business of buying goods from the far east to market and sell to the west, some on Amazon too. Brian has been doing it very successfully for years.

Brian is also a real estate investor, but he didn’t retire off of his real estate. Regardless, he invests in real estate, which qualifies him to be on the show. However, I wanted this specific part of his story, so you the listener may benefit and hopefully retire shortly after the next recession like Brian and his wife did.  

Brian retired him and his wife off of the stocks he bought in 2008 and 2009, after learning how to sell stock options by reading Canadian author Derek Foster’s book “Money for Nothing.”  The same book we’ve mentioned on this show a couple times.

Brian timed a once in a lifetime opportunity and nailed it. He doesn’t think so, and I’ll let him explain, but if you can make an investment and retire off of it, I’m all ears because when the next correction comes, I want to be ready for it.  

Brian shares how he timed the market, the plethora of books he’s read, what he really thinks of Omar and Matthew’s Stock Hacker Academy, the same program him, myself and a couple other past guests are taking.

Brian is a good guy, really sharp, and I’m really glad we had someone like him in the first group through the Stock Hacker Academy to validate that the strategy works.

Subscribe on Android

To follow Brian:

Web: ecommvip.com/register

Books:

  • Intelligent Investor, Benjamin Graham
  • The Investment Zoo: Taming the Bulls and the Bears, Stephen A. Jarislowsky
  • Beating the Street: Peter lynch
  • Bull in China: Jim Rogers
  • Thomas Connolly: www.DividendGrowth.ca

Are you interested in learning more about selling stock options?  Our expert teachers Omar and Matthew’s next talk is at the Wealth Hacker Conference in Toronto on November 9th. 

For anyone interested, the presentation that opened our eyes to selling stock options, you can see that exact presentation if you use the promo code stock when purchasing your tickets to the Wealth Hacker Conference.

All you need to do is go to www.wealthhacker.ca and just before selecting what level ticket you want, click on the promo code blue hyperlink and enter stock.

Or use the direct link in the show notes: 

Link: https://wealthhacker.eventbrite.ca?discount=stock 

For anyone interested in taking the same Stock Hacker Course Habib did then save the dates Saturday and Sunday Nov 30th-December 1st for the in class portion of the next Stock Hacker Academy.  We will announce full details on November 9th at the Wealth Hacker Conference. See you there!!

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/

10X Grant Cardone

Hello Wealth Hackers!! 

Welcome to the truth about real estate investing show and we have a special guest in Grant Cardone this week.  If you’re not familiar with Grant, he is the bestselling author of The 10X Rule and If You’re Not First, You’re Last. He’s also a sales trainer, speaker, and entrepreneur who has worked in real estate and the auto industry. Grant Cardone is a real estate mogul who built his $1.2 Billion portfolio of multifamily properties from scratch. Moreover, he was named the #1 marketer to watch in 2017 by Forbes Magazine.

View this post on Instagram

A post shared by Erwin Szeto (@erwinszeto) on

You know that saying,  “You can judge someone by how they speak to the secretary”?

Well, you should see Grant. He definitely leads from the front, and I can see it in the people who work with him that he’s well liked. Grant will say people only like him because he makes them money, but he’s definitely charismatic, funny, and witty.

When I wasn’t with Grant, I was hanging out with one of Grant’s lieutenants in Steve Spray. He’s the host of Cardone University’s Mastermind and he’s really cool. Steve used to be so broke that he secretly lived in a furniture store where he worked. Since Steve joined Grant, when they were only around ten employees, they have grown to 175 and he is extremely successful. We had lunch and did a workout together. Steve did 100 pull ups. I think I did 45. I’m going to play the age card this time as Steve is 10 years younger than me.

Steve shared how Grant personally coaches him, which is wild to have a coach on that level and, again, Steve is already very successful and is still learning.

The experience of being around Grant and his people definitely expanded my mindset to think bigger and I hope the same for you, the listener. It may not seem like it, but I stewed on these five questions I was asked to submit in advance. I’ve watched a lot of interviews of Grant and wanted to pull out a story no one has heard yet.

Personally, this is one of my favourite interviews, in that it was challenging and fun. From joking about Canadian modesty to next level, multifamily investing in the hundreds of units. Grant’s Cardone Capital manages $1.2 Billion USD in real estate so he’s definitely the biggest real estate investor we’ve had on this show.

If you’d like to see Grant live in Toronto, on November 9th, go to www.wealthhacker.ca and use the promo code thetruth to save 10% off the public price.

Link: https://wealthhacker.eventbrite.ca?discount=thetruth

Subscribe on Android

Like Grant said, bring the whole team, your partner or spouse. I’ve been working with investors since 2010. A partner who is against investing will doom your investing business.  Get them on the same page, on the same path and journey to 10X your wealth. 

Get your tickets today at www.wealthhacker.ca. I do suggest upgrading to premium or VIP to avoid the big lineups to register and for seats closer to the stage. At the time of recording we’re about to pass 1,100 tickets sold. We will see you November 9th!

Sponsored by:

TitanInvestmentRealEstate.com – would you like to know how our investors returned 341.8% on positive cash flowing real estate over the last five years? On average, that was 68.4% per year, just imagine what winning in real estate could do for you. If you would like to know how we did it, ask us how by calling 289-288-5019 or email us at admin@mrhamilton.ca. Don’t delay, the top markets we focus in are trending upward in price, so you can pay today’s price or tomorrow’s price.

Till next time, just do it because I believe in you.
Erwin
Hamilton, St. Catharines, Toronto, Land Development, soon to be builder and Real Estate Investor

W: erwinzeto.com
FB: https://www.facebook.com/erwin.szeto
IG: https://www.instagram.com/erwinszeto/